By Zharna Sutaria, Head of Family Law | Vyman Solicitors

After 15, 20 or 30 years of marriage, the financial consequences of divorce can be considerable. Property portfolios, business interests, pensions, investments and inherited assets may all form part of a financial landscape built over decades.

Figures published by the Office for National Statistics (ONS) in September 2026 show that the median duration of opposite-sex marriages ending in divorce reached 13 years in 2025, the longest recorded since 1963.

Behind these figures lies an important consideration for separating couples: how should wealth accumulated over the course of a marriage be treated when that marriage comes to an end?

For individuals with substantial assets, the answer requires careful consideration of both their current financial position and their future security.

Why Can Divorce After a Long Marriage Be Financially Complex?

Over the course of a marriage, wealth may be accumulated through different contributions. One spouse may have developed a successful business or investment portfolio, while the other has taken responsibility for raising children or supporting the family.

When a marriage ends, the financial settlement is not determined simply by whose name appears on a property deed, bank account or shareholding.

The courts in England and Wales consider various factors, including financial resources, needs, contributions, the duration of the marriage and the circumstances of both parties.

For longer marriages, distinguishing between matrimonial and non-matrimonial wealth can become particularly important.

What Happens to Business Interests, Pensions and Inherited Wealth?

For business owners and high-net-worth individuals, divorce can raise complex questions about company valuations, ownership structures, liquidity and the potential impact of a settlement on business operations.

Pensions can also represent a substantial proportion of a couple’s combined wealth, particularly where retirement provision has accumulated over many years.

Inherited assets and wealth acquired before marriage require careful consideration. Their treatment depends on the circumstances, including how those assets have been used and the financial needs of both parties.

A comprehensive financial assessment is therefore essential before negotiating a settlement.

Does No-Fault Divorce Resolve Financial Matters?

No-fault divorce has simplified the legal process of ending a marriage, but it does not automatically resolve the financial arrangements between spouses.

Obtaining a final divorce order does not, by itself, bring financial claims to an end.

A court-approved financial consent order can formalise an agreed settlement and, where appropriate, provide for a clean break, reducing the risk of future financial claims.

Frequently Asked Questions

Is wealth divided equally after a long marriage?

Not automatically. Equal sharing may be an important consideration, but the outcome depends on the nature of the assets, financial needs and individual circumstances.

Can business assets be protected during divorce?

Business interests may be considered as part of the financial settlement. Specialist legal advice can help address valuation, ownership and potential settlement arrangements.

Is inherited wealth included in a divorce settlement?

Inherited assets may be treated differently from wealth accumulated during the marriage, but they are not automatically excluded, particularly where financial needs must be met.

Experienced Family Law Advice at Vyman Solicitors

At Vyman Solicitors, our Family Law team advises individuals, business owners and high-net-worth families on divorce, complex financial settlements and wealth protection.

Led by Zharna Sutaria, our team understands the legal and financial considerations involved when substantial assets, business interests and family wealth must be addressed.

Whether you are considering separation or navigating divorce after a long marriage, our approach is focused on protecting your interests and helping you make informed decisions about your future.

Speak to Zharna Sutaria and our Family Law team to discuss your circumstances.

Disclaimer: This article is provided for general information only and does not constitute legal advice. The treatment of assets and financial arrangements on divorce depends on individual circumstances. Specific legal advice should be obtained before taking, or refraining from taking, any action.